novarithqua

Financial Planning Made Simple

Built by Financial Experts

Our team combines decades of financial planning experience with modern technology to help you understand and grow your net worth. We're passionate about making complex financial concepts accessible to everyone.

Core Expertise Areas

Our diverse backgrounds span traditional finance, technology, and education. This combination allows us to create tools that are both technically robust and genuinely helpful for real-world financial planning.

Net Worth Analysis

We've spent years developing algorithms that provide accurate asset valuation and debt assessment. Our approach considers market fluctuations, depreciation patterns, and regional variations to give you realistic snapshots of your financial position.

Asset Valuation Market Analysis Financial Modeling

Goal-Based Planning

Every financial journey needs direction. We've researched extensively into behavioral finance and goal-setting psychology to create frameworks that actually work. Our methods help you set realistic targets and track meaningful progress.

Behavioral Finance Strategic Planning Progress Tracking

Security & Privacy

Financial data requires exceptional protection. Our security protocols follow banking-grade standards, and we've built our systems with privacy-by-design principles. Your information stays yours, always.

Data Protection Encryption Compliance
Celeste Thornbridge, Senior Financial Strategist at novarithqua

Celeste Thornbridge

Senior Financial Strategist

Before joining novarithqua in early 2023, Celeste spent eight years at a boutique wealth management firm in Edinburgh, where she helped high-net-worth families navigate complex financial decisions. She has an unusual background - originally trained as a mathematician before switching to finance after realizing how much she enjoyed explaining complex concepts to people.

What sets Celeste apart is her ability to spot patterns in financial behavior that others miss. She developed our core net worth calculation methodology after noticing that traditional approaches often overlook assets that matter most to younger investors, like digital assets and side business valuations.

Areas of Focus

Portfolio Optimization
Risk Assessment
Behavioral Economics
Financial Education